Smart financing for online business

Financial & Staff Services

About deal

Grow without dilution

fulfin is a leading German FinTech company backed by renowned investors. Since 2018, it has been providing digital SMEs with fast, flexible, and hassle-free financing through its digital financing platform, utilizing AI-supported processes. Currently, fulfin boasts over 5,000 active users with a total fundable turnover exceeding €2.5 billion. Impressively, more than 80% of its customers become repeat clients.

They finance inventory purchases, working capital needs, marketing expenses, growth initiatives, and unexpected liquidity shortfalls.


  • Digital SMEs with online sales channels
  • Young growth companies
  • Companies based in Germany
  • Minimum revenue history of 3 months

How does fulfin finance?

  • Short-term loans ranging from €10,000 to €500,000
  • No inventory collateral is required
  • Loan terms between 1 and 12 months
  • Fees from 0.99% to 1.7% per month
  • Option for early repayment without additional costs
  • Loan decisions within 48 hours

What documents do you need?

  • For loans from €10,000 to €50,000:
    • Bank statements for the last 180 days (via secure data interface on fulfin platform)
  • For loans from €50,001 to €500,000:
    • Bank statements for the last 180 days
    • P&L statement and balance sheet not older than 3 months
    • Cash flow forecast (for growth companies)

Save up to €2,700

Available for

For Spendbase customers

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