Pay in person,worldwide
Accepted anywhere Mastercard is — shops, restaurants, hotels, transport, lounges.
Your Spendbase card, now in your hand
Get a physical card for business spend that doesn’t happen in the browser.
One cardper person
Each card carries the employee’s name, so every transaction has an owner from the start.
Spend in theright currency
Open accounts in 12 currencies1, issue virtual and physical cards in 4, and instantly exchange your money.
Where virtualcards stop
Virtual cards handle subscriptions, ads and vendors. Everything else your team spends on still ends up on someone’s personal card and in an expense report three weeks later.
- Taxis, fuel, parking and public transport on the road
- Hotel check-ins and car rental deposits that require a physical card
- Client dinners, business lounges and conference spend
- Retail, hardware and anything bought over a counter
Control your team’s spend,Online and offline
Physical cards live in the same place as your virtual ones and follow the same rules.
- Set limits per transaction, day, week or month
- Assign, freeze, unfreeze, reissue, or deactivate a card in seconds
- Collect receipts against each transaction in the mobile app
Free to issue,free to run1
Opening an account and issuing cards for your employees is free, and zero monthly fee is required to use them.1
$0
Hold 12 currencies.Spend in theright one.2
12 currencies2
Open accounts in USD, EUR, GBP, PLN, CAD, RON, CZK, DKK, HUF, NOK, SEK and CHF.
4 card currencies2
Cards are issued in EUR, GBP, USD and PLN. Which ones you can issue depends on your country of registration.
Instant internal FX1
Move money between your own accounts immediately.
Three steps to a cardin someone’s wallet
Order in the app
Pick the employee, the currency, and the delivery address.
We print and ship
Cards are printed and sent from the UK by DHL, so they reach most destinations in three days to a week. Delivery is free.
Activate and set limits
Activate from the app, set your PIN and spending limits. Transactions appear in your ledger from the first tap.
New to Spendbase? Sign up, pass KYB (most companies clear it in under 48 hours) and order cards straight after.3
Before you order
How much does a physical card cost?
Nothing to issue. Your account includes the amount of cards that equals to the number of employees in your company with no monthly or per-user fee.2 Anything outside of that would need to be subject of a change request.
How long does the onboarding take?
Normally, if all the docs you’ve uploaded during onboarding meet the requirements, you can get approved in as little as 3–5 hours. In case something needs to be updated, the process may take up to 48 hours.3
Which currencies can I issue a card in?
EUR, GBP, USD and PLN. The options available to you depend on the country your company is registered in. Accounts themselves can be opened in 12 currencies.2
Can I withdraw cash from an ATM?
Yes, you can withdraw up to 400 EUR/USD/GBP or 1700 PLN per month for free. Above this amount, each cash withdrawal carries a 2% fee. The ATM operator may charge its own fee.1
What are the spending limits?
You set them: each card can have its own per-transaction, daily, weekly and monthly limit, and you can change them at any time.
What happens if a card is lost or stolen?
Freeze it instantly from the app, then order a replacement. You can also reach us free of charge in the in-app chat, at any time.
How long is a card valid for?
You can set a custom expiration date for each card you order.
Put a card in everyhand that needs one
